Credit and Funding Experts
Build For What’s Next.
Start with a clearer picture of your credit.
For individuals and business owners. Your personal credit can matter for funding, a mortgage, or a car loan.
Credit Repair
Start with a clearer picture of your credit.
Whether you own a business or are planning a mortgage or car purchase, your personal credit can matter to lenders and underwriters. We review all three reports, explain what we find, and build a practical plan around your file. We follow consumer credit law and Metro 2 reporting standards when reviewing and challenging inaccurate, outdated, or unverifiable information.
90-Day Guarantee
If we don’t get any of your dispute items removed or updated on your report within your first 90 days, you’re eligible to request a 100% refund of all credit repair service fees paid directly to NOX Advisors during that initial 90-day period.
3 Day Cancellation Guarantee
Under the Credit Repair Organizations Act (CROA), you may cancel your credit repair contract without penalty or obligation within three business days of signing. See our disclosures for details.
Before your free credit review analysis call, we’ll need access to your credit monitoring reports to review your scores and develop a plan. SmartCredit is one option; the monitoring subscription may have a separate cost.
Get credit monitoring with SmartCredit ↗What we can help with
- A full review of all three credit reports
- Collections and charge-offs
- Hard inquiries and late payments
- Repossessions and evictions
- Child support reporting
- Consumer credit law and Metro 2 reporting review
- Flexible options from month to month to annual
- 3 Day Cancellation Guarantee (CROA)
Credit repair pricing
Simple plans. No surprises.
Pick the plan that fits your goals. You can sign up yourself in a few minutes, and change plans as your file improves.
Standard
Aggressiveness
Regular
$149First work fee
$97/mo
Month to month
- Disputes filed in the regular 30-45 day cycle
- Dispute strategy, preparation & submission
- Progress tracking
- Client portal access
- Mobile app access
- Text, email, and portal support
Premium
Aggressiveness
High
$179First work fee
$129/mo
Month to month
- Disputes filed ahead of the standard queue
- Dispute strategy, preparation & submission
- Progress tracking
- Client portal access
- Mobile app access
- Priority support by text, email, and portal
VIP
6 Month Program
Aggressiveness
Very High
$995$699Flat fee · Grand opening sale
or the installment option
$249 first work fee$100 per month
Save $125 over 6 months with the flat fee vs Premium
- Disputes filed first in the queue
- Dispute strategy, preparation & submission
- Progress tracking
- Client portal access
- Mobile app access
- Priority support by text, email, and portal
- Monthly progress reviews
Every credit file is different. No specific results or timeframes are guaranteed. Under the Credit Repair Organizations Act, you may cancel your contract without penalty within three business days of signing. See our disclosures.
Personal & Business Funding
Funding built around your next move.
From personal loans to business lines of credit and equipment financing, we look at your goals and profile, then help you compare realistic options through our network of 500+ funding partners. No one product fits everyone.
The application takes 2 minutes or less
No cost to start the funding process for loans
What we can help with
Spotlight
Credit Stacking Blueprint
We map out the order to apply for business credit cards with 0% introductory APR, so you can build working capital without giving up equity or putting up collateral.
- 0% introductory APR credit stacking optionsIntro-rate business credit that can give you breathing room on interest while you grow.
- Lines of CreditDraw what you need, when you need it, and pay interest only on what you use.
- Term LoansA lump sum up front with fixed payments you can plan around.
- MCAs and Working Capital LoansFast capital based on your sales or revenue when timing matters most.
- Equipment FinancingBuy vehicles, machinery, or tech, with the equipment itself backing the loan.
- FactoringTurn unpaid customer invoices into cash now instead of waiting 30 to 90 days.
- SBA LoansGovernment-backed loans with some of the lowest rates and longest terms for qualified businesses.
- Real Estate LoansFunding for purchases, fix-and-flips, bridge needs, and commercial property.
- Personal LoansFunding in your own name for consolidating debt, major purchases, or whatever comes next.
- And more funding options
Business Formation
Set up your business the right way.
We can help with the basic setup and paperwork so your business starts with a cleaner foundation.
Talk about formationWhat we can help with
- LLC & corporation setup
- EIN registration
- Operating agreements
- Registered agent service
- Business address support
- Compliance guidance
- Annual reports
Digital Marketing
Scale by bringing in more of the right customers.
We help businesses show up online, reach customers, and manage the systems that bring in new opportunities. We can also help prepare platform account appeals.
Talk about marketingWhat we can help with
- Google Business Profile Management
- Social Media Marketing
- Local SEO
- Paid Ads
- Graphic & Logo Design
- Web Hosting
- Press Release Writing
- Lead Generation Service Management
- Platform AppealsGoogle · Amazon · Airbnb · More
Not sure where to begin?
Tell us what you are trying to accomplish. We will help you sort out the next step.
The NOX team
Meet the people behind NOX.
We keep the process personal. You will know who is reviewing your file and who to call when you have a question.
Chris Cunningham
Founder
Chris helps clients understand their options and build a practical path from credit improvement to the right funding strategy.
Pieri Seminario
Funding Specialist
Pieri works with business owners on funding options and helps them get their applications ready and submitted the right way.
Where to find us
Find us where you already look.
We're a new firm, so we'd rather you check us out where you already trust — search, review sites, and your neighbors. If a platform isn't live yet, we say so.
Common questions
Straight answers before you get started.
Book a call
Let’s talk about what you need.
Leave your information and we’ll get in touch to discuss your next step.