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Terms of Service

Last updated: January 2026

Acceptance of terms

By accessing this website or engaging NOX Advisors for any service, you agree to these terms. If you do not agree, please do not use the site or our services.

What we are — and are not

NOX Advisors is a consulting firm. We are not a lender, a bank, a credit union, a law firm, or a tax advisor. We do not make loans or credit decisions. Funding is arranged through third-party lending partners who set all amounts, rates and terms.

No guaranteed outcomes

We do not guarantee any specific credit score increase, funding approval or amount, marketing result, or account reinstatement. Testimonials reflect individual experiences and are not typical results.

Credit repair services

Credit repair services are provided consistent with the Credit Repair Organizations Act. You may dispute inaccurate information with the credit bureaus yourself at no cost. You may cancel your contract without penalty or obligation within three business days of signing. Accurate, current and verifiable information cannot be removed from a credit report.

Client responsibilities

You agree to provide accurate, complete information and to respond promptly to requests for documentation. Misrepresentation on any application is your responsibility and may end our engagement immediately.

Fees and payment

Fees, scope and payment schedules are defined in your written service agreement. That agreement controls if it conflicts with anything on this website.

Third-party services

We may refer you to lenders, platforms and vendors. We are not responsible for their decisions, products, terms or conduct.

Limitation of liability

To the fullest extent permitted by law, NOX Advisors is not liable for indirect, incidental or consequential damages. Our total liability is limited to the fees you paid us for the service at issue.

Changes to these terms

We may update these terms at any time. Continued use of the site or our services after an update means you accept the revised terms.

Contact

Questions about these terms? Email info@noxadvisors.com or call 702-935-3900.